Tod Chernikoff, CRM, CIP, is a Senior Records Manager for the Cadence Group. He is presently assisting federal government clients in the Washington DC Metro Area with records and information management-related issues. Prior to joining the Cadence Group he was a Managing Consultant at IBM Global Business Services in the Financial Services Risk and Compliance Practice. He worked as a Records Management SME on a team that frequently assessed the operations of large financial institutions. His experience spans the full lifecycle of records management program implementations including assessment, strategy, policy and procedure development, technology roadmaps, training and operations. He has worked with clients in the US and abroad, many who have multi-national operations. Tod has over twenty years of records and information management experience, much of it as a consultant in both the private and public sectors. Prior to joining IBM, Tod was a Senior Consultant in BearingPoint's Public Service Sector, serving clients in the defense and civil sectors of the federal government, as well as state government and large private sector enterprises. He also has experience as a municipal Records Administrator and Archivist and within corporate records management programs, including serving as the Corporate Records Manager at the NASD (now FINRA). He is active in ARMA International, at both the local and international levels. He holds a Masters degree in Urban Studies and a Bachelors degree in Geography from the University of Maryland.